For small GCs & remodelers — on the Microsoft 365 you already pay for
The crews are busy. So why is the account always tight?
Busy but broke isn’t a sales problem — it’s a bookkeeping problem. The jobs are closing, but the profit leaks out of the books before it ever reaches your pocket. This free checklist shows you the 7 places it goes, each with a 60-second check you can run against your balance and your last finished job.
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What's in it
Seven places profit leaks out of the books — from the bank balance you mistake for profit to the slow month that puts you on the credit line. Each one comes with a 60-second check against your numbers:
- The balance you call profit — checking money that's already owed to someone else.
- Profit you'll "get to" at year-end — the leftover that operations always eat first.
- One account for everything — profit, tax, and operating cash in one spendable pile.
- Labor priced at the wage — the burden that makes your real labor cost 1.5–2× the wage.
- Markup that isn't a margin — why a 20% markup only leaves you ~16.7%.
- No job costing — the losing job that hides inside a healthy-looking P&L.
- One slow month from the credit line — no reserve, so you borrow to cover your own dry spell.
Who it's for
The 1-to-50-person general contractor or remodeler who's tired of working flat-out and still watching the account run dry. If you've ever wondered where the money went on a job you know made money, this is the fastest money on your desk — because you already earned it.